NAWAL KISHOR
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NAWAL KISHORE
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Hi, I'm Nawal Kishor. For over 20 years, I've helped businesses harness blockchain and IoT to create meaningful, future-ready solutions.

Section 2
About

Nawal Kishor is an Indian-origin, Vanuatu citizen entrepreneur and business leader based in Dubai, UAE. He is the founder and Chief Executive Officer (CEO) of bepay money, a Web3-powered super app integrating Bitcoin and stablecoin payment infrastructure, decentralized financial services, and digital utilities. Nawal has over two decades of professional experience spanning fintech, blockchain, and real estate sectors.

20+
Years of Expertise
50+
Projects Delivered Successfully
5+
Awards & Recognitions
Section 3
Career Header
2007
-08
Started in corporate banking at HDFC Bank, Delhi.
2009
Entered the real estate industry, working with multiple leading developers across Delhi NCR.
2012
Founded a technology company providing digital marketing, CRM, website development, and app development solutions.
2016
Ventured into Bitcoin mining and began exploring blockchain technologies, leading to early projects in Web3 wallet development, crypto exchanges, and NFT platforms.

ENTREPRE-
NEURIAL
VENTURES

1

BEPAY MONEY

FOUNDED:
2023-PRESENT
HEADQUARTER:
DUBAI, UAE
WEBSITE:
BEPAY.MONEY
BEPAY MONEY logo

OVERVIEW:

bepay money is a Web3-enabled digital payments platform often referred to as a "super app" that combines crypto wallets, CBDC transactions, DePIN (Decentralized Physical Infrastructure Network) integrations, and AI-driven loyalty programs. The platform is designed to empower SMEs by offering seamless digital payments and financial tools to accelerate digital adoption.

LICENCES:

bepay money operates as a GLOBAL FINTECH INNOVATION layer ensuring compliance with global framework for security, reliability and trusted platform. We ensure best practices as per global standards with various license and regulatory steps. MSB(CANADA), MICA (EUROPE) VASP,CASP (EUROPE), MBS (USA),FIU (INDIA),DLT(UAE), ISO 27001,ISO 9001,ISO 200022, SO2, PCI,DSS, DORA,GDPR,DPDP.

VISION:

To build a trusted global digital payment ecosystem that bridges traditional finance with decentralized technology.

EVENTS & MILESTONES:

  • 2025: Announced a US$1 million Bitcoin rewards program for early users of its bepay money and bepay business app.
  • 2025: Served as a headline sponsor for the Invest Web3 Forum in Dubai, uniting 80+ investors and over $500B+ AUM participants from global fintech and blockchain institutions.
  • Featured across multiple international publications, including KuCoin News, BlockchainReporter, and Financial News.
2

NORTH POINTE REAL ESTATE

FOUNDED:
EARLY 2022
HEADQUARTER:
DUBAI & ABU DHABI, UAE
NORTH POINTE REAL ESTATE logo

OVERVIEW:

North Pointe Real Estate was founded by Nawal Kishor to bridge the gap between real estate investment and professional consultancy in the UAE. The company focuses on simplifying property transactions and delivering data-driven advisory services for both local and international investors.

CORE SERVICES:

North Pointe offers comprehensive real estate solutions including property sales and leasing, investment consulting, market analytics, mortgage assistance, and legal advisory. It also provides asset management and property evaluation services designed to help clients make informed investment decisions.

MARKET PRESENCE:

Operating from offices in Dubai and Abu Dhabi, North Pointe serves a diverse clientele — from first-time homebuyers to institutional investors. The company has been instrumental in guiding investors through high-yield opportunities across residential, commercial, and off-plan markets.

VISION

To be a trusted and innovative real estate advisory platform, offering transparency, market intelligence, and seamless transaction experiences across the UAE.

3

VARADA FITOUT & INTERIORS

FOUNDED:
EARLY 2021
HEADQUARTER:
DUBAI, UNITED ARAB EMIRATES
VARADA FITOUT & INTERIORS logo

OVERVIEW:

Varada Fitout & Interiors is a UAE-based interior design and turnkey fit-out company founded by Nawal Kishor in early 2021. The company provides comprehensive design, build, and project management solutions across the residential, commercial, retail, and hospitality sectors. With a focus on quality craftsmanship, aesthetic innovation, and timely project delivery, Varada Fitout has established itself as one of the emerging players in the GCC's interior contracting and furniture solutions industry.

CORE SERVICES:

Varada's service portfolio includes 2D and 3D interior design, joinery and carpentry works, custom-made furniture, soft furnishings, mechanical, electrical, and plumbing (MEP) services, fit-out execution, and end-to-end project management. The company combines modern design concepts with practical functionality, delivering projects from concept to completion.

MARKET PRESENCE:

Headquartered in Dubai, Varada Fitout operates across the UAE, Saudi Arabia, and wider GCC region, serving clients in both the luxury residential and commercial real estate sectors. It has executed multiple turnkey interior projects in Dubai's business districts and luxury residential zones.

VISION

To redefine contemporary interiors by integrating technology-driven designs, sustainability standards, and bespoke craftsmanship tailored to client needs.

4

LEO VENTURES

ROLE:
GENERAL PARTNER (2023-2024)
LEO VENTURES logo

OVERVIEW:

Leo Ventures is a venture capital and incubation firm that partners with early-stage startups in technology, fintech, and blockchain sectors. Under Nawal's leadership as General Partner, the firm provided strategic mentorship, operational guidance, and seed capital to emerging innovators in the Web3 and AI industries.

FUNDING AND IMPACT:

During his tenure, Nawal helped structure multiple funding rounds for startups across MENA and Southeast Asia, facilitating cross-border partnerships and accelerating product launches. Leo Ventures played a key role in nurturing tech entrepreneurs by combining venture funding with hands-on strategic support.

VISION

To empower innovation-driven founders by providing capital, mentorship, and ecosystem access that accelerates technological transformation in emerging economies.

PERSONAL

Nawal Kishor resides in Dubai, United Arab Emirates. He is multilingual, speaking Hindi, English, and Bangla.

LIFE

NAWAL KISHOR NAWAL KISHOR NAWAL KISHOR
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